Woolworths禁刷credit 顾客最高多付2.5元

（本报讯）喜欢用借记卡（debit card）刷credit的消费者今后见到Woolworths超市最好绕道。从上周起，这家澳洲最大的连锁零售商电子转账终端机上的credit按钮已全部“人为失灵”。澳洲中央信贷联盟（Australian Central Credit Union）的顾客每用savings刷一笔账单，都将被收取$2.5的转账手续费。  
实行这一新规则的不仅是全体Woolworths超市，还包括集团旗下的Dan Murphy酒类商店，Big W百货商店和Dich Smith商店。据悉，Woolworths作出这一决定的原因是一段时间以来用借记卡刷credit的顾客暴增，这种转账方式不会给持卡者增添额外费用，因为银行会向商家收钱。在截至今年2月28日的一年中，持Visa和MasterCard借记卡的顾客在Woolworths门店刷了3.5亿笔账，比前一年大增35%；几乎是其他付款方式的3倍。  
Woolworths意识到，如果强迫顾客刷卡时只能在cheque和savings中二选一，除了规避银行转账费用外，还能额外获得好大一笔利润。因顾客每一次按下cheque或者savings按钮，Woolworths就可赚到4分钱；而顾客每一次按下credit，Woolworths就得往外掏 8分钱甚至更多。所以，取消credit选项后，Woolworths净得好处至少12分钱。  
根据RateCity对全澳113家转账机构所作的调查，69家会对选择savings付款的顾客收取手续费，但对用credit付款者收费的只有28 家。用savings转账的手续费平均为80分。收费最高的是澳洲中央信贷联盟，为2.5元。快达信贷联盟（Qantas Credit Union）、新州教师信贷联盟、汇丰银行都收取2元。  
Woolworths的竞争对手Coles尚无采取相同做法的打算。


[澳洲日报]

是不能用debit 刷credit, 还是credit card也都不能用了??

同问

Woolworths debit transactions

April 16, 2010



Contrary to some media reports, Woolworths Limited has not banned and has not
started surcharging for the use of Visa Debit and MasterCard Debit cards in its stores.



Woolworths Limited will continue to accept Visa Debit and MasterCard Debit cards at all stores within the retail group across Australia.



The only change for customers using Visa Debit and MasterCard Debit cards will soon be the need to press either the ‘cheque’ or ‘savings’ buttons to access their funds through the Australian-owned EFTPOS network, rather than the international credit card network.



EFTPOS provides a trusted, safe and secure method of payment.



Customers will need to ensure they know their PIN to access their funds via the cheque or savings buttons.



Credit cards will not be impacted by this change and customers will still be able to select ‘credit’ when using a credit card.



Regardless of which button customers press they still access the same bank account.



The change, which is likely to only affect less than 1% of Woolworths’ customers, will be introduced progressively across stores in the Woolworths group.

Which one is correct? =.=

回复 5# soju


of coz, mine lor.
it's from Woolie's official website mah.
http://www.woolworths.com.au/wps ... s+debit+transaction

besides, i just swiped my credit card in the New Town Woolworths yesterday. nothing unusual happened.

回复 6# vickyinsydney
you live up north? er.. I always feel like you are my secrete neighbour, I guess that's just illusion : P

回复 7# soju


nope.
I live in Sandy Bay.
what about you?  are you my neighbour?

两个说的是一个意思.
debit card在woolies只能选择savings or cheque account,  不能作credit card来用.
本身就是credit card是不受影响的

回复 8# vickyinsydney
I live in Sandy Bay too.. I don't know who you are so I don't know. =.=